Insurance clarity in minutes

Understand your insurance in minutes.

PolicyPal.Dev has four tools: Policy Review, Claim Clarity, Renewal Review and Claim Appeal Helper. Just $3 per analysis.

  • No subscription — pay per use
  • Excess automatically deducted
  • Spots non-disclosure risks
  • Independent repair estimates
Insurance policy being scanned

One small price. Big clarity.

Pay $3, get an instant report on your policy or claim.

Policy Review

Find gaps in cover & cut your premium

  • Spot exclusions and low limits before they bite
  • See exactly what’s driving your premium up
  • Get concrete ways to reduce it — with trade-offs
Claim Clarity

Check your claim before you file it

  • See if your claim is likely covered
  • Sanity-check repair invoices against market rates
  • Get an independent estimate and fair payout figure
Renewal Review

Is your renewal price hike actually justified?

  • Compare last year's and this year's policy side-by-side
  • See what cover was added, removed or changed
  • Get a verdict — accept, negotiate or shop around
Claim Appeal Helper

Turn a denied claim into an appeal letter

  • Each denial reason countered using your policy wording
  • Copy-ready appeal letter, plain English
  • Next steps if your insurer still says no

How it works

1. Sign in

Create your account in seconds with email or Google.

2. Pay $3

One small fee per analysis. No subscription, no upsell.

3. Get your report

Choose Policy Review, Claim Clarity, Renewal Review, or Claim Appeal Helper, upload your documents, and read your report in minutes.

See it in action

A 15-second look at the four tools inside PolicyPal.

What people are saying

Real customers who got clearer on their insurance.

I thought my home policy was fine until PolicyPal pointed out a flood-exclusion gap. Switched to better cover and saved $180 on the premium too.

Sarah Mitchell

Melbourne, Australia

The Claim Clarity report gave me the confidence to push back on my insurer's low payout offer. I ended up with an extra $4,200.

James Thompson

Austin, Texas

My renewal jumped 35% with no explanation. The Renewal Review showed exactly what changed and gave me a script to negotiate it down.

Priya Kapoor

Manchester, UK

Simple pricing

Pay per analysis, or grab the bundle and use all four tools.

Per analysis
$3USD

One report from any single tool.

  • 1 full analysis — any single tool
  • Unlimited file uploads for that analysis
  • Detailed report + downloadable PDF
  • Concrete, actionable suggestions
Start a single analysis
Best value — save $3
4-tool bundle
$9USD$12

Use all four tools — one analysis each.

  • 1 × Policy Review
  • 1 × Claim Clarity
  • 1 × Renewal Review
  • 1 × Claim Appeal Helper
  • Full reports + downloadable PDFs
Get the bundle — $9